Private Health Insurance – the changes and how you can save $$$ now
Published June 18, 2012
What impact will changes to private health insurance have for premium costs? Continue reading
Published June 18, 20122012 Federal Budget summary
Published May 10, 2012
The Federal Budget Analysis prepared by GWMAS trading as MLC Technical appears below
8 May 2012
The 2012 Federal Budget only contained few surprises as many of the measures had already been legislated or pre-announced.
The main winners were lower income earners, families and the elderly.
Summary Continue reading
Big changes for the over 50s
Published May 1, 2012If you’re aged 50 or over, this year’s change to the concessional contributions caps could make a big difference to your retirement plans. Without good strategic advice, you could miss some significant opportunities or incur higher tax bills.
What’s happening?
Leaving-your-employer benefits set to change June 30
Published April 27, 2012If you’re thinking about resigning or retiring (or are faced with a redundancy), you should know the special tax concessions for certain employment termination payments (ETPs) will end 30 June 2012.
Making sure you receive your payment before these ‘transitional rules’ end could mean a big difference to your situation.
Need to get your financial house in order?
Published February 7, 2012
Earn a reasonable income, but not sure where it all goes?
Looking to get your financial house in order but just haven’t gotten around to it yet?
Want to get the most out of your money?
Do others depend on you?
How we help
Together we will uncover your financial issues, options and choices to improve your financial situation, take advantage of government rulesand incentives and educate you on the possible pitfalls to watch out for.
UniSuper Defined Benefit – what you need to know…
Published December 15, 2011UniSuper – are your funds really safe?? As discussed on the ABC 7:30 report December 2011
While many watched helplessly as their retirement savings took hit after hit during the global financial crisis, members of Defined Benefit Superannuation funds felt their money and long term indexed pensions were safe. Continue readingTaking Care of Business
Published October 3, 2011A survey1 of Australian small businesses revealed a high percentage have inadequate business insurance. Although most business owners don’t hesitate to insure physical assets such as stock, equipment and premises, many aren’t insuring themselves or other key people in the business for illness, disability or death.
The survey also showed Continue reading
RBF recent changes
Published September 9, 2011Retirement Benefits Fund (RBF) – Are the changes good?
If you are, or ever have been, a Tasmanian public sector employee, chances are you have an RBF superannuation account (or even two or three accounts). And if you have been employed by the State for long enough, you may even consider yourself lucky to have access to a Defined Benefit and not have watched your account balance drop over the recent years with the Global Financial Markets.
Recently though the RBF has received some negative press as it transfers the administration of the fund to Mercer. Continue reading
SMSF’s and Property
Published September 7, 2011The popularity of self managed super funds (SMSFs) has increased substantially over the past few years. In fact, SMSFs now account for about one third of total superannuation savings.
One of their major drawcards is the broad level of investment freedom they offer. This includes the ability to invest in residential and business property, an option generally not available with other super arrangements.
Potential tax benefits
So why use an SMSF to invest in property? Continue reading
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