Protecting your super

Want super that goes up but doesn’t come down?

Now you can protect your super from market falls and lock in gains if the market goes up.


How it works

Now there’s a way you can grow your super with confidence.

With MLC Investment Protection, you can protect your retirement savings from falls in the market and lock in gains on the anniversary of your investment start date if the market goes up. You can choose to protect all or part of your super.

It’s available through MLC MasterKey Super & Pension Fundamentals, which provides access to sophisticated investment solutions and a range of features to help you get your money working for you.

Watch the videos to see how you can benefit from protecting your retirement savings or your retirement income.

Protect and grow your retirement savings for 10 or 20 years

With the Protected Capital feature you’ll have the:

  • security of knowing your investment is protected
  • confidence to invest in a diversified growth portfolio, and
  • ability to grow your investment and lock in market gains each year.

Protect and grow your retirement income for 10 or 20 years or for life

With the Protected Income feature you’ll have the:

  • certainty of knowing your income is protected
  • confidence to invest in a diversified growth portfolio
  • potential to increase your income payments, and
  • choice of when you start receiving your income once you’re retired